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Terms of Service

Effective Date: 1-Aug-2025 Welcome to Financial Samadhan. By accessing or using our website, services, or any content provided by us, you agree to the following Terms of Service. Please read them carefully before using our services. 1. Acceptance of Terms By using our website and services, you acknowledge that you have read, understood, and agree to these Terms of Service along with our Privacy Policy. If you do not agree, you must not use our services. 2. Services Provided We provide: Insurance advisory and assistance services. Policy comparison and information services. Assistance in claim settlement and grievance redressal. Financial planning support and related solutions. Note: We are not an insurance company; policies are underwritten by licensed insurers regulated by the Insurance Regulatory and Development Authority of India (IRDAI). 3. User Responsibilities You agree to: Provide accurate, complete, and updated information. Use our website and services only for lawful purposes. Not misuse or attempt to disrupt the website’s security or functionality. 4. No Guarantee or Warranty While we strive for accuracy, we do not guarantee that: All information provided will be error-free or up to date at all times. Policy terms, premiums, or benefits displayed are final (they are subject to the insurer’s approval). The website will remain uninterrupted, secure, or free of technical issues. 5. Limitation of Liability We are not liable for any direct, indirect, incidental, or consequential damages that may arise from: Use of or inability to use our services. Errors or delays in policy issuance or claims settlement by insurers. Decisions you make based on information available on our website. 6. Third-Party Links & Services Our website may contain links to third-party websites or services. We are not responsible for the availability, accuracy, or content of those websites. Your dealings with third parties are solely between you and them. 7. Intellectual Property All content on this website (text, graphics, logos, design, etc.) is the property of Financial Samadhan and may not be copied, reproduced, or used without prior written consent. 8. Termination of Access We reserve the right to suspend or terminate your access to our services at our discretion, without notice, if you violate these Terms. 9. Governing Law & Jurisdiction These Terms shall be governed by and interpreted under the laws of India. Any disputes will be subject to the exclusive jurisdiction of the courts in [Your City/State]. 10. Changes to Terms We may update these Terms of Service from time to time. Any changes will be posted on this page with the revised date. 11. Contact Us For questions about these Terms, please contact: Financial Samadhan Email: support@financialsamadhan.com Phone: 9871819191